Dsirgass

Investors have long discussed, argued and debated whether single family homes or multi-units are better for your real estate investing portfolio. There are advantages and disadvantages for each and I will briefly highlight some of these below. Let’s start with single family homes. Single family homes are typically easier to finance, easier to find long term tenants for and easier to sell. They are easier to finance because you can go to just about any bank and get a non-owner occupant loan, often with very little down payment. (But note, at the time this is being written, May of 2008, lending requirements have gotten significantly stiffer.) Single family homes are easier to find long term tenants for because many tenants prefer living in a detached home rather than sharing a wall and/or ceiling with multiple neighbors in a multiplex unit. Tenants also tend to stay longer because those who rent houses instead of apartments tend to have more stuff and they don’t like to move it as much. Since you can sell your single family home either to another investor or to any family looking for a home, you have a very large market for liquidating your property. Another advantage […]

When you start up or re-brand a pet or animal related business one of your first requirements will be getting a great logo design in order to create a brand that you can build upon and develop. Many new businesses are springing up today that are related to pets and animals. It is no longer just your traditional veterinary clinics and pet stores but a whole host of other service businesses relating to pet care, grooming and other niche areas like pet photography and pet boutiques and pet retreats. The pet industry can be divided into two area really. Firstly you have pet stores and vets who target the general population and secondly you have luxury pet supplies, gourmet pet food and services that only the upper middle class and the wealthy can afford. Some people treat their pets like members of the family and want only the highest standards for them in terms of the products that they buy and the services that they require. So the message that you want to convey in your logo is that your company values animals and is basically in the business of pampering them, giving them the best of care and the […]

Are you surprised? Next to the real estate and housing industry, the travel industry is said to be the second largest industry in the world. Did you know that in the USA more money is spent on travel annually than on healthcare, more than on telecommunications, far more than on computers and surprisingly, even more than on food? Travel is a 7 trillion dollar plus industry worldwide and is expected to continue to grow dramatically over the next two decades as members of the baby boom generation fulfill their number one goal: to travel more. Younger generations are becoming more adventurous as well. People worldwide, in developing nations and developed nations, desire to travel more as they are exposed to new worlds on the Internet and as their incomes continue to grow. We live in an increasingly smaller world. And, as people earn more and more money in their home travel businesses, they receive many wonderful travel bonuses and get to travel a lot more. There are currently a couple of home-based businesses in the field of travel and leisure that have become extremely popular within the past year. After carefully studying their business models, their compensation plans, their benefits […]

There is a simple but undeniable truth in the financial consulting and wealth planning industry that Wall Street has kept as a “dirty little secret” for years. That dirty little, and nearly always overlooked secret is THE WAY YOUR FINANCIAL ADVISOR IS PAID DIRECTLY AFFECTS THEIR FINANCIAL ADVICE TO YOU! You want, and deserve (and consequently SHOULD EXPECT) unbiased financial advice in your best interests. But the fact is 99% of the general investing public has no idea how their financial advisor is compensated for the advice they provide. This is a tragic oversight, yet an all too common one. There are three basic compensation models for financial advisors – commissions based, fee-based, and fee-only. Commission Based Financial Advisor – These advisors sell “loaded” or commission paying products like insurance, annuities, and loaded mutual funds. The commission your financial advisor is earning on your transaction may or may not be disclosed to you. I say “transaction” because that’s what commission based financial advisors do – they facilitate TRANSACTIONS. Once the transaction is over, you may be lucky to hear from them again because they’ve already earned the bulk of whatever commission they were going to earn. Since these advisors are […]

Market Driven Innovation (MDI) is designing, managing and implementing your innovation process based on the needs and wants from your key markets. MDI is not new, but still today, many companies have found it difficult to transform their innovation work from their entrenched technology and product forward approach they have been using to a market back approach. Often, their entire business processes have been built around their assets and products they produce and their go-to-market strategy based on their historical sales experiences. The result of this behavior is premature commoditization of their value propositions, their most important assets. Market Driven Innovation is based on a strict set of principles: o Engineering/technical resourcing decisions are made based on a validated market need and an attractive business case. o Organizational Focus is achieved from understanding market segments and targeting the most attractive segments for growth o A cross-functional team approach, marketing, technical, and sales all contribute to the growth initiative together, and thus are aligned on the strategy: o Accelerated ramp up after launch from a higher operational knowledge of the market o Accelerated technology development because better design specifications from a segmented market o Driven by business leaders who make resource […]

Running a business can be one of the most rewarding and satisfying ventures one can partake in life. However, running a business can also be an extremely demanding, and at times, stressful career move. Luckily there are a wide range of business services that can help to take some of the weight off of your shoulders and allow you to focus on the core elements of your business. The first service is chartered accountancy. A huge part of your business is going to be dealing with the financial aspects of its day to day operations. Many feel employing the services of an accountant to be a bit of a waste of money. This is usually because they have some understanding of what is needed and required and feel that they will be more than capable of keeping on top of all their accounts and book keeping. Although this may be fine for small businesses or start ups, as a business grows, so does the amount of accountancy work. Another point to make is that hiring an accountant is not as expensive as many would be lead to believe. So for a small yearly fee, you could rest assured that your […]

Explore Paros beaches, sites and attractions. The Port of Paros is in Parikia (the capital) which is situated on the western part of the island. Parikia is a well-developed tourism infrastructure town offering lots of accommodation units, beaches and archaeological sites to visit. There are also daily flights from Athens to Paros (4 flights per day – 45 minutes flight), with Olympic Air. Paros is the third in size island in Cyclades, after Andros and Naxos, with a total area of 195 sq. km and 120 kilometers of shore and beautiful sandy beaches. Apart Parikia which is the commercial center of the island, the most beautiful village in Paros is Naoussa, which is much more picturesque and has a lot of beaches and attractions to offer. The center point of interest is around the small fishing harbour of Naoussa where are situated some of the best restaurants, fish taverns, caf├ęs and bars of the island. Near Naoussa are some of the best beaches of Paros, awarded with the “blue flag” sign. In this article we will talk about things to do in Naoussa Paros during the day. Get up early in the morning, have a rich breakfast at your hotel […]

Introduction Computer forensics is the practice of collecting, analysing and reporting on digital information in a way that is legally admissible. It can be used in the detection and prevention of crime and in any dispute where evidence is stored digitally. Computer forensics has comparable examination stages to other forensic disciplines and faces similar issues. About this guide This guide discusses computer forensics from a neutral perspective. It is not linked to particular legislation or intended to promote a particular company or product and is not written in bias of either law enforcement or commercial computer forensics. It is aimed at a non-technical audience and provides a high-level view of computer forensics. This guide uses the term “computer”, but the concepts apply to any device capable of storing digital information. Where methodologies have been mentioned they are provided as examples only and do not constitute recommendations or advice. Copying and publishing the whole or part of this article is licensed solely under the terms of the Creative Commons – Attribution Non-Commercial 3.0 license Uses of computer forensics There are few areas of crime or dispute where computer forensics cannot be applied. Law enforcement agencies have been among the earliest and […]

Furniture, especially wooden furniture, plays a very important role in emanating a pleasant and peaceful atmosphere in your home. However, while everybody wants to have wooden furniture to deck up their homes, not many are aware about what furniture to buy. It is very important to know several aspects involved in the buying of furniture. These include the type of wood you’re looking for, the place where you want to place your furniture, the color of the furniture that would be ideal for you etc. These are some of the basic questions that one has to answer ahead of buying wooden furniture. If you’re a person who is intending to buy some quality wooden furniture and also appreciate quality then you have to spend some time on determining the type of furniture you want to buy. Your budget, of course, would be the most important factor while buying wooden furniture. There’s no denying of the fact that quality wooden furniture is expensive. Wood has become dearer these days because of the strict tree felling norms imposed by governments worldwide and the move to conserve forests and balance the ecology. This has led to the emergence of alternative materials like metal […]

Looking for a great place for vacation with family? Europe is one lovely continent where everyone has an ample number and variety to choose from according to their interest. However, this can also confuse the travellers since they may not be able to decide as where to go and what all to skip. For this, there are numerous pre-set Europe travel packages which are available to the tourists to choose from. These travel packages which are available to tourists for holiday are prepared keeping in mind the general interest and preference of the tourists. For those who have an interest in history, the places and destinations which have a high historical importance are included in the packages and thereby suit the tourists. Also, for those who have an interest in architecture, such people can take up a package which is prepared keeping in mind architectural wonders of the continent of Europe. Out of these Europe travel packages, the tourists can easily choose one and enjoy the best trip according to their interest. The Europe travel packages that are pre-set and defined are also done considering the budget that a traveller has. Also, keeping in mind a time frame too, the […]